Why Pay More When You Can Get Cheap Term Life Insurance

All people may be created equal but that doesn’t mean they stay that way. From the womb of your mother until the time your body is buried in the earth, literally anything could happen. Regardless of where you are in life, your wealth, your station and everything else, you should absolutely have some life insurance. Term life insurance is affordable even for the poor and at less than $20 a month for more coverage than anyone could reasonably need, there’s no way anyone should be without insurance. That number isn’t going to be the same for every insurance company, so you will probably want to compare term life rates at one point or another. This is as easy as typing in a search query and clicking your mouse a few times. These days there’s no waiting for mail to go out and a response to come back, everything is more or less instantaneous.

Just what is term life insurance? The word “term” is the key part here, which means a duration of time; it implies there is a limit in the coverage, which is true. Term life insurance policies stop paying out once you reach a certain age, but instead of giving up money upon your death, you can get back some of the money you invested. At least it isn’t a total waste of time and money if you live longer than you thought you would. Because of this limitation, some people would rather go the traditional life insurance route. This is fine, but you need to be prepared for higher premiums and some strenuous physical examinations. The really good insurance companies are going to check you out and thoroughly too before they offer you a quote. They may reject your policy request right away if you’re in bad health. So if you are interested in getting a cheap term life insurance, click the video below.